A Simple Checklist Before You Sit Down to File Your ITR

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Collect All Income Proofs

Gather Form 16, bank statements, and any TDS certificates for salary, interest, or freelance earnings. Ensure the amounts match your salary slips and online bank portals. Keep them in a single folder for easy access.

Validate Deductions and Exemptions

List all eligible deductions such as Section 80C investments, health insurance premiums, and home‑loan interest. Cross‑check the amounts against receipts and bank challans. Missing documentation can trigger a notice from the tax department.

Choose the Right Tax Regime

Compare the tax payable under the old and new regimes to see which yields a lower liability. The /tax-regime-calculator/ tool (Old vs New Tax Regime) lets you plug in your income and deductions instantly. Pick the regime that maximizes your after‑tax income before finalising the ITR.

Double‑Check Computations and Signatures

Re‑run the tax calculator to verify the taxable income and tax due. Ensure the bank account details and digital signature (or Aadhaar OTP) are correct before submitting. A final glance can prevent costly revisions later.

Further reading: Income Tax Department, Government of India.

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